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> Secure financing made simple — SCI monitors funding and supports you every step.

During lender selection and underwriting, the applicant chooses their preferred lender to move forward with the process.

After receiving your pre‑approved offers from ePay, you will select the lender you want to work with and complete their application. Each lender may require additional documents to proceed.

Underwriting Process

Once your application is submitted, it moves to the lender’s underwriting department. This step ensures your eligibility and verifies your information:

  • hard credit check is performed.

  • Income and financial details are verified.

  • Typical review time is 1–3 business days for applicants with good or excellent credit.

  • High‑risk applicants may take 5–7 business days for final approval.

Transparency and Support

SCI monitors this stage closely. We ensure you understand the process, keep you informed of progress, and confirm when underwriting is complete. This transparency helps you know exactly what to expect while waiting for approval.

Funding Timeline

Once your application is approved, funds are typically released within 24–48 business hours.

How Funds Are Delivered

Lenders send funds by direct wire transfer to the applicant’s bank account. This ensures fast, secure delivery.

Reporting

Flexxbuy posts an official funding report in your applicant file. SCI monitors these reports daily to track your progress.

SCI Confirmation

After funding is confirmed, SCI will contact you by phone to review billing and fees, answer questions, and ensure you understand the next steps.

Learn More

Strategic Capital Investments “SCI” proudly partners with ePay to streamline and simplify the financial side of our consulting process. Through this collaboration, clients gain access to flexible payment options, including monthly plans tailored to their comfort zone. ePay handles the financing platform, allowing SCI to focus entirely on delivering expert guidance and support. This partnership ensures that while SCI provides the consulting services, ePay manages the payment logistics securely and professionally, giving our clients a seamless experience from start to finish. 

During lender selection and underwriting, the applicant chooses their preferred lender to move forward with the process.

After receiving your pre‑approved offers from ePay, you will select the lender you want to work with and complete their application. Each lender may require additional documents to proceed.

Underwriting Process

Once your application is submitted, it moves to the lender’s underwriting department. This step ensures your eligibility and verifies your information:

  • hard credit check is performed.

  • Income and financial details are verified.

  • Typical review time is 1–3 business days for applicants with good or excellent credit.

  • High‑risk applicants may take 5–7 business days for final approval.

Transparency and Support

SCI monitors this stage closely. We ensure you understand the process, keep you informed of progress, and confirm when underwriting is complete. This transparency helps you know exactly what to expect while waiting for approval.

Funding Timeline

Once your application is approved, funds are typically released within 24–48 business hours.

How Funds Are Delivered

Lenders send funds by direct wire transfer to the applicant’s bank account. This ensures fast, secure delivery.

Reporting

Flexxbuy posts an official funding report in your applicant file. SCI monitors these reports daily to track your progress.

SCI Confirmation

After funding is confirmed, SCI will contact you by phone to review billing and fees, answer questions, and ensure you understand the next steps.

Learn More

Strategic Capital Investments “SCI” proudly partners with ePay to streamline and simplify the financial side of our consulting process. Through this collaboration, clients gain access to flexible payment options, including monthly plans tailored to their comfort zone. ePay handles the financing platform, allowing SCI to focus entirely on delivering expert guidance and support. This partnership ensures that while SCI provides the consulting services, ePay manages the payment logistics securely and professionally, giving our clients a seamless experience from start to finish.